I used to think that bike insurance is a waste of money! But since I love to travel by bike, I am absolutely not immune from various accidents. On my last trip, I had an accident with my bike. And its repair cost me a lot, a lot. So on the advice of a friend, I decided to contact bicycle insurance and get my bike insured. To be honest, it was a very good decision. So now I don't think bike insurance is a useless thing. On the contrary, I recommend this insurance to all my friends.